JILA SAHAKARI KENDRIYA BANK MARYADIT MANDLA (M.P.)
BALANCE SHEET FOR THE YEAR ENDED 31.03.2020 (Laibilities)
| 31.03.19 | PARTICULARS | Balance 31.03.2020 | |
| 1 | 500000000.00 | Authorised Capital | 500000000.00 |
| 1 | Subscribers called up and paid up capital | ||
| 2 | 27921480.00 | State Govt. Share | 34796480.00 |
| 3 | 93500200.00 | Primary Agri. Societies | 99279900.00 |
| 4 | 35702.00 | Individuals | 35702.00 |
| 121457382.00 | Total | 134112082.00 | |
| 2 | 250000000.00 | State Govt. Grant | 250000000.00 |
| 371457382.00 | Total | 384112082.00 | |
| 3 | Reserves and Surplus | ||
| 1 | 37139785.00 | Statutory Reserve Fund | 37829785.00 |
| 2 | 18283470.00 | Agri. Credit Stab. Fund | 18697470.00 |
| 3 | 9342952.00 | Building Fund | 9542952.00 |
| 4 | 4100364.80 | Dividend Eqalisation Fund | 4300364.80 |
| 5 | 140240.50 | Common Good Fund | 140240.50 |
| 6 | 665459.00 | Special Bad Debts Reserve | 665459.00 |
| 7 | 1552611.60 | Investment Depreciation Reserve | 1552611.60 |
| 8 | 2069227.00 | Vehicle Fund | 2069227.00 |
| 9 | 6672000.00 | Standard Debts Reserve | 6672000.00 |
| 10 | 3080500.00 | Share Redemption Fund | 3080500.00 |
| 11 | 3318894.00 | Co.Op.Dividend Fund | 3400894.00 |
| 12 | 493239.60 | Provision for Training Fund | 526239.60 |
| 13 | 124973.00 | Risk Fund | 124973.00 |
| 86983716.50 | Total | 88602716.50 | |
| 14 | 179438557.38 | Bad and Doubtful Debts Reserve | 192638557.38 |
| 15 | 735598335.19 | Overdue interest Fund | 735598335.19 |
| 16 | 1394000.00 | Provision for Other Assets | 1394000.00 |
| 17 | 20125145.81 | Provision for Frauds | 20125145.81 |
| 18 | 17912072.90 | Provision for principal / Intrast (ARDR) | 17912072.90 |
| 19 | 954468111.28 | Total | 967668111.28 |
| 20 | 2445553.70 | Bachat Bank Deposit Ins. Gur. | 2619117.20 |
| 21 | 1235499.20 | Stock Fund | 1235499.20 |
| 22 | 2591107.00 | Employee Welfare Fund | 3173507.00 |
| 23 | 1968296.00 | Bonus Fund | 1805568.00 |
| 24 | 0.00 | Gratuity Fund | 0.00 |
| 25 | 5000.00 | Library Fund | 5000.00 |
| 26 | 41487.00 | Employee Enterainment Fund | 41487.00 |
| 27 | 41444.00 | Puruskar Fund | 41444.00 |
| 28 | 837039.00 | Audit Fees Fund | 821752.00 |
| 29 | 9165425.90 | Total | 9743374.40 |
| 1422074635.68 | Total C F | 1450126284.18 | |
| 1422074635.68 | BF | 1450126284.18 | |
| 4 | DEPOSITS | ||
| 1 | Fixed Deposits | ||
| I | 1676270563.91 | Individuals & Institutions | 1813239161.06 |
| II | 167431883.48 | co-oprative society | 200457313.98 |
| 1843702447.39 | Total | 2013696475.04 | |
| 2 | Saving Deposits | ||
| 1770922155.11 | Individuals & Institutions | 2021540504.03 | |
| I | 274490261.06 | co-operative society | 218614762.72 |
| II | 2045412416.17 | Total | 2240155266.75 |
| 3 | . | Current Deposits | . |
| I | 54046581.66 | Individuals & Institutions | 37237332.56 |
| II | 10591446.57 | co-oprative society | 8068119.06 |
| 64638028.23 | Total | 45305451.62 | |
| 3953752891.79 | Total Deposits | 4299157193.41 | |
| 5 | Borrowings | ||
| 1 | Form SCB/NABARD | ||
| 2 | 210700000.00 | Short Terms DTP | 229800000.00 |
| 3 | 142500000.00 | Short Terms Normal | 130000000.00 |
| 4 | 0.00 | ICDP YOJNA LOAN | 9500000.00 |
| 5 | 0.00 | Short Terms O/D Fertilizer | 0.00 |
| 6 | 0.00 | M T Conversion | 0.00 |
| 7 | 0.00 | M.P.State Coop. Bank Bhop. | 0.00 |
| 8 | 0.00 | L T Trector | 0.00 |
| 353200000.00 | Total | 369300000.00 | |
| 6 | 0.00 | Branch Adjustment | 0.00 |
| 7 | 218874565.05 | Credit Balance | 145336757.54 |
| 8 | 140142471.40 | Interest Paybile Account | 151425492.92 |
| 6088044563.92 | Total C F | 6415345728.05 | |
| 6088044563.92 | Total BF | 6415345728.05 | |
| 9 | Other Laibilities | ||
| 1 | 550120.00 | Employee Provident Fund | 570439.00 |
| 2 | 0.00 | TDS Paybil | 1576894.00 |
| 3 | 0.00 | TDS Wrongiy Ded.Refundable | 1628745.00 |
| 4 | 11876.75 | Link Insurance | 1196.75 |
| 5 | 694372.00 | Uniun Chanda | 694372.00 |
| 6 | 396335.31 | Chaqe & DD | 396335.31 |
| 7 | 519742.08 | Cader Fund Deficit | 519742.08 |
| 8 | 109699.00 | M.P.E.B. Collection A/C | 109699.00 |
| 9 | 58952.10 | Fertilizer Collection A/c | 5234.17 |
| 10 | 3503.50 | Seed Collection A/c | 3503.50 |
| 11 | 255719.75 | Pesty side Collection A/c | 255719.75 |
| 12 | 4540473.12 | Bankar’s Chaqe Payble A/c | 7313319.79 |
| 13 | 45035256.92 | Other Laibilities | 18589168.50 |
| 14 | 6975.00 | Bank Share Capital Collection A/c | 0.00 |
| 15 | 3680.00 | Transection Tax | 3680.00 |
| 16 | 77434.14 | Vaidya Nathan Commeti Develop.Traning | 77434.14 |
| 17 | 6173736.40 | DIFF IN CCOD | 6165569.40 |
| 18 | 2813274.52 | DIFF IN LOAN | 2813274.52 |
| 19 | 10616184.46 | DIFF IN TDR | 7510816.46 |
| 20 | 15045831.30 | DIFF IN S B | 15040391.30 |
| 21 | 6704557.86 | DIFF IN CURRENT | 6704557.86 |
| 22 | 721311.63 | DIFF IN RD | 712311.63 |
| 23 | 1132970.49 | IRD Subsidi | 1132970.49 |
| 24 | 0.00 | GST | 409220.20 |
| 25 | 70534.67 | INCA Staff | 71836.67 |
| 26 | 52065.00 | INCA Other | 52065.00 |
| 27 | 1445832.00 | INCA IND | 1618476.13 |
| 28 | 3551208.78 | INCA Socity | 3721545.78 |
| 29 | 0.00 | Saervice taxe oth. | 27852.00 |
| 100591646.78 | Total | 77726370.43 | |
| 10 | 47683668.67 | Accumalated Profit | 48828106.95 |
| 6236319879.37 | Total | 6541900205.43 |
| FOR DCCB MANDLA s/d (Rajesh Uikey) Adminstrator DCCB Mandla s/d (Narendra Kori) Manager (A/c’s) | FOR MAK & ASSOCIATES CHARTERED ACCOUNTANTS s/d CA. SANTOSH KUMAR SHARMA PARTNER M.NO.077735 FRN-03060-C s/d (Vijay Singh Kurmi) Chief Executive Officer CHARTERED ACCOUNTANTS |
| BALANCE SHEET FOR THE YAER ENDED 31.03.2020 (Assset) | |||
| S.N | 31.03.2019 | PARTICULARS | Blance 31.03.2020 |
| 1 | 58478346.50 | Cash in Hand | 59060461.00 |
| 2 | 0.00 | Balance with RBI | 0.00 |
| 58478346.50 | Total | 59060461.00 | |
| 3 | Current Account | ||
| 1 | 2049157.24 | M.P.State Coopr.Bank Mydt. Bhopal (HO) | 1452303.34 |
| 2 | 4591109.71 | M.P.State Coopr.Bank Mydt. Bhopal (Br.) | 4875566.51 |
| 3 | 37014326.72 | M.P.State Coop. Bank Mydt. Jabalpur (Br.) | 14967315.51 |
| 4 | 160470.04 | M.P.State Cooprative Bank Mydt. Indore (Br.) | 160470.04 |
| 5 | 29936.73 | Maharashtra State Cooprative Bank Mumbai | 29936.73 |
| 6 | 17971876.44 | State Bank Of India Branch Mandla | 3817821.25 |
| 7 | 48077120.57 | Union Bank Of India Branch Mandla | 2212650.21 |
| 8 | 393422879.99 | Bank Of Maharashtra Branch Mandla | 310205394.09 |
| 9 | 20710446.16 | Punjab National Bank of India Branch Mandla | 2713495.16 |
| 10 | 2846926.81 | Bank of India Branch Mandla | 3071995.60 |
| 11 | 30517964.74 | Central Bank of India Branch Mandla | 13212219.41 |
| 12 | 205767863.01 | ICICI Bank Mandla | 123526718.83 |
| 13 | 7032877.00 | EXIS BANK | 13982137.64 |
| 14 | 600748.20 | HDFC BANK | 10450064.20 |
| 15 | 171862642.80 | IDBI Bank Mandla | 155555111.40 |
| 942656346.16 | Total | 660233199.92 | |
| 4 | Fixed Deposit With Bank Other Institutions | ||
| 1 | 875358698.35 | GOVT.Securaty | 880000000.00 |
| 2 | 0.00 | M.P.State Coop. Bank Mydt.BPL (T.T.Nagar) | 312122483.00 |
| 3 | 49972305.00 | M.P.State Coop. Bank Mydt. BPL (Ibrahimpura) | 46833931.00 |
| 4 | 114673920.00 | M.P.State Coop. Bank Mydt.BPL(Piplani) | 278459610.00 |
| 5 | 152620118.00 | M.P.State Coop. Bank Mydt. JBP (Wright Town) | 547961428.00 |
| 6 | 175354614.00 | M.P.State Coop. Bank Mydt. JBP (Br. NapiTown) | 185976108.00 |
| 7 | 32171575.00 | M.P.State Coop. Bank Mydt. KAROD BPL | 64653157.00 |
| 8 | 11448678.00 | M.P.State Coop. Bank Mydt. Kotra BPL | 22316108.00 |
| 9 | 20000000.00 | State Bank Of India Branch Mandla | 20000000.00 |
| 10 | 68000000.00 | HDFC | 0.00 |
| 11 | 6672533.00 | Ceneral Bank of India Branch Mandla | 7108538.00 |
| 12 | 30000000.00 | ICICI Bank Mandla | 50000000.00 |
| 13 | 50000000.00 | IDBI BANK | 50000000.00 |
| 14 | 100000000.00 | Union Bank Of India Branch Mandla | 0.00 |
| 15 | 31547143.00 | (AU ) BANK | 31547143.00 |
| 1717819584.35 | Total | 2496978506.00 | |
| 5 | 18372100.00 | Reaserve Fund M.P.State Coop.Bank BPL | 19658147.00 |
| 6 | Investment of Share | ||
| 1 | 23725000.00 | M.P.State Coop. Bank BPL Reserve Fund | 23725000.00 |
| 2 | 1000.00 | Wheavr Housing New Delhi | 1000.00 |
| 3 | 1000000.00 | IFFCO New Delhi | 1000000.00 |
| 4 | 500000.00 | KRIBHCO New Delhi | 500000.00 |
| 25226000.00 | Total | 25226000.00 | |
| 2762552377.01 | Total C F | 3261156313.92 | |
| 2762552377.01 | Total B F | 3261156313.92 | |
| 7 | Loan Out Standing | ||
| SHORT -TERM | |||
| 1 | 1544022970.81 | ST Agriculture | 1750066163.31 |
| 2 | 255162453.25 | S.T.Non Agriculture | 238497394.76 |
| 3 | 736367854.63 | S.T.Non Agriculture Cash Credit and Overdraft | 313100238.62 |
| 2535553278.69 | Total | 2301663796.69 | |
| MEDIAM -TERM | |||
| 1 | 49672727.31 | M.T. Agriculture | 38011976.73 |
| 2 | 40961627.60 | M.T.Non Agriculture | 39191347.62 |
| 90634354.91 | Total | 77203324.35 | |
| Long Term | |||
| 1 | 1754096.00 | Long Term Agriculture | 2561993.25 |
| 2 | 11810244.48 | Long Term Non Agriculture | 9241118.25 |
| 13564340.48 | Total | 11803111.50 | |
| 2639751974.08 | Total Loan & Advances | 2390670232.54 | |
| 8 | 680868557.38 | Interest Recievable Account | 671911153.63 |
| 0.00 | Interest Recievable Account | 38337546.00 | |
| 9 | 14833029.40 | Branch Adjustment | 24024584.05 |
| 10 | Fixed Assets | ||
| 1 | 5010204.45 | Premises | 4648332.05 |
| 2 | 5640174.33 | Furniture and Fixtur | 5464033.74 |
| 3 | 0.47 | Bicycle | 0.47 |
| 4 | 986262.80 | Vehicles | 834838.80 |
| 5 | 1.00 | Dulicating Machine | 1.00 |
| 6 | 3.00 | Type Writer | 3.00 |
| 7 | 859568.07 | Computer Software/Printer | 903222.41 |
| 8 | 1133.00 | Fax Machine | 963.00 |
| 9 | 294.00 | Inverter/Bettery Account | 31136.00 |
| 12497641.12 | Total | 11882530.47 | |
| 11 | 103545.50 | Laibrery Stock | 103545.50 |
| 12 | Stationary Stock | ||
| 1 | 371878.15 | Stationary Stock Bank | 221465.15 |
| 2 | 1702934.60 | Stationary Stock Society | 1524115.60 |
| 3 | 0.00 | Society Election Amount | 0.00 |
| 2074812.75 | Total | 1745580.75 | |
| 6112681937.24 | Total C F | 5727920333.23 | |
| 6112681937.24 | Total B F | 5727920333.23 | |
| 13 | Employee Advances | ||
| 1 | 0.00 | Festival Advances | 0.00 |
| 2 | 0.00 | Bycle Advances | 0.00 |
| 3 | 46530.15 | Tour Advances | 30538.15 |
| 4 | 6824.00 | Grain Advance | 1974.00 |
| 5 | 49632.57 | Bank Purpose Advance | 30541.57 |
| 6 | 0.00 | Salary Advances | 0.00 |
| 102986.72 | Total | 63053.72 | |
| 14 | Other Assets | ||
| 1 | 0.00 | Recievable Income Tax | 0.00 |
| 2 | 8657.50 | Secuirities M.P.E.B. | 8657.50 |
| 3 | 900.00 | Phone Secuirties Post Office | 900.00 |
| 4 | 650.00 | Secuirities City Municipality | 650.00 |
| 5 | 0.00 | ||
| 6 | 804554.50 | Misslenious A/c | 0.00 |
| 7 | 36725.00 | S.S.Cost | 36725.00 |
| 8 | 504074.39 | Service Tax | 0.00 |
| 9 | 12912848.36 | Diffrenc IN Loan | 12912848.36 |
| 10 | 1782293.57 | DiffrencIN CURENT | 1782293.57 |
| 11 | 18451236.44 | DiffrencIN SAVING | 18425171.29 |
| 12 | 7040656.70 | DiffrencIN FDR | 5475252.70 |
| 13 | 10181485.86 | Diffrenc CCOD | 10181485.86 |
| 14 | 13333.71 | Diffrenc RD | 13333.71 |
| 15 | 22230833.59 | OD NEFT | 43227096.65 |
| 16 | 3027939.74 | Froad Ghughri Br. | 3027939.74 |
| 17 | 17097206.07 | Froad City Br. | 17097206.07 |
| 18 | 3418808.76 | Neft Inword | 2847593.73 |
| 19 | 7910930.29 | Of Baiianseet Prodect | 7979699.24 |
| 20 | 199748.03 | Other Assets | 1076738.53 |
| 105622882.51 | Total | 124093591.95 | |
| 15 | ARDR Reciebel From State Government | ||
| 1 | 2064045.00 | Principal | 2064045.00 |
| 2 | 15848027.90 | Interest | 15848027.90 |
| 17912072.90 | Total | 17912072.90 | |
| 16 | Accumalated Loos | ||
| 6236319879.37 | Total | 6541900205.43 |
| FOR DCCB MANDLA s/d (Rajesh Uikey) Adminstrator DCCB Mandla s/d (Narendra Kori) Manager (A/c’s) | FOR MAK & ASSOCIATES CHARTERED ACCOUNTANTS s/d CA. SANTOSH KUMAR SHARMA PARTNER M.NO.077735 FRN-03060-C s/d (Vijay Singh Kurmi) Chief Executive Officer CHARTERED ACCOUNTANTS |